Tag Archives: Obamacare

We’re not doing this for our health

News flash: our health care system is broken. That is to say, it is broken from the standpoint of the people who need medical treatment. From the industry investor standpoint, it’s working just fine. People are making a killing, quite literally, from COVID and other illnesses, lending credence to that line from our song Well, Well, Well: “from every misfortune a fortune is made.”

I say this on a week when women’s health is under attack to an even greater extent than usual. The Texas anti-abortion law, which the U.S. Supreme Court has allowed to go into effect, has effectively made abortion illegal in the lone star state, regardless of what their moronic governor claims. This inevitably will be followed with similar restrictions in other “red” states. But even under the best of circumstances, women have trouble accessing and affording care precisely because of the kind of system we still have.

Promises, promises

When he was running for president, Donald Trump promised that he would replace the ACA (“Obamacare”) with something much better, a plan that would cover everyone, etc. Of course, that was a transparent lie that he had no intention of even pretending to make good on. Then last year, when he was running for president, Joe Biden promised adding a public option to the ACA. No sign of that yet, either.

I don’t know what Biden’s plans are for the reconciliation package with respect to health care. What I do know is what he said during the campaign. Back then, he claimed that workers loved their employer-based healthcare and suggested that they had “negotiated” for it. I pointed out back then on my podcast Strange Sound that this was balderdash. Less than 15% of American workers (generously) have union contracts. No one other than a subset of unionists ever “negotiates” the particulars of their health coverage with their employer. The plain fact is that employers provide substandard coverage to their employees, by and large, and that it leaves tremendous gaps.

The six thousand dollar man

As some of you know, I spent about a week in the hospital at the height of the COVID first wave back in April 2020. (It was an ailment unrelated to COVID, as it happened.) After I got out, I got bills that amounted to about $6,000. Now let me be clear – if I did not have health insurance, provided by my employer, the cost would have been much higher. But with this great insurance that Joe Biden suggested I love so much, I was six grand out of pocket over an unexpected illness. I opted for a payment plan with the hospital (which, I should point out, receives a lot of public subsidy).

That is not the way it works in civilized countries. In civilized countries, they do their best to make you well, and that’s it. No bill, or none of any consequence. In Britain and France, I believe, they even give you money when you leave the hospital, under certain circumstances. Why are we not a civilized country? I don’t know. Ask Joe Biden. And every other president, for that matter.

I am fortunate that i had the resources to bear that cost with only minor sacrifices. Most people – including many with employer based coverage – are not that lucky. We need a system that works for those people, not the people who seek to profit from our misfortunes.

luv u,

jp

Check out our political opinion podcast, Strange Sound.

Lying in state.

John McCain was held as a prisoner of war in North Vietnam for more than five years. That’s a long stretch in a third world prison, particularly when it’s in a country that’s been under sustained withering attack from a superpower for longer than that. He was abused, and that was reprehensible – prisoners should not be maltreated or deliberately deprived of proper care, nutrition, etc. I am against mistreatment and torture regardless of who is being subjected to it, and McCain was far from the worst; just a cog in a genocidal war machine that he eventually came close to seeing as  inappropriately applied in that conflict. And late in life, he admitted that the Iraq war had been a “mistake” and expressed regret for his part in bringing it about.

Lest we forget ... the real McCain.Those are the two best things I can say about the late senior senator from Arizona. The fact is, he spent his entire political career pressing for war every time the opportunity arose; it was central to his brand. He simply never met a war he didn’t like, from Reagan’s proxy wars in Central America and elsewhere, to the Gulf War, to Afghanistan, Iraq, Libya, you name it. He was pressing for direct American involvement in the Syrian civil war early on. And in spite of his celebrated vote against the Obamacare repeal, he has supported Trump’s legislative agenda more than eighty percent of the time, most notably voting to pass the $1.5T tax giveaway to the richest people in the country – a bill that also hobbled the ACA by canceling the mandate.

Of course, the mainstream news media reference none of this in their wall-to-wall coverage of his passing, preferring to expound endlessly on what a peerless leader of men McCain was. MSNBC’s amnesia regarding this topic is breathtaking. I clearly remember his 2008 presidential campaign, and it was full of divisive rhetoric, particularly what emanated from his crackpot vice presidential pick, Sara Palin. McCain, too, made rally speeches about how Obama was not like you and me. He obsessed about Russia in Georgia (note: a chief foreign policy advisor was on Georgia’s payroll at the time) and advocated for a federal spending freeze when the financial crisis hit – a Hoover-esque move that would have brought on another great depression. And yet with all this (and much else), MSNBC only shows that one moment in that one rally when McCain shut down some crazy old racist with a clumsily bigoted rejoinder about how Obama was not an “Arab” but, rather, a good family man.

I could go on, but seriously … the point is that the corporate media loved McCain and were incapable of reporting on him honestly. That they would continue spinning the maverick myth even after he’s gone should surprise no one.

luv u,

jp

Sickness.

As I write this, the Senate Republicans have pulled their version of the ACA “repeal and replace” legislation – a bill that’s really more a massive tax cut funded by massive cuts in Medicaid. This temporary hiatus is mostly down to the many thousands of people across the country who made their voices heard in various ways, and so to all of you I say job well done. That said, this job is not, in fact, done. The Republicans will be back very soon with a slightly amended version of the bill that can garner 50 votes, after having bought off key senators with part of that $300 billion-plus deficit reduction bundle built into this piece of legislative ordure. Just watch.

Two old men who will never need Medicaid.This entire situation – I won’t say “debate” because there hasn’t been any – is ridiculous largely because no one in Washington will admit to what the ACA’s core problems are. The Republicans, and to a certain extent many Democrats, continue to insist that competition and a freer market in health insurance will deliver affordable coverage to everyone; just pull those sick people out of the system and into an underfunded high-risk pool, and the market can do its magic.

Bullshit. The “free market” approach to individual coverage doesn’t work because individual health insurance is not a profitable line of business; insurers have known this for decades and have been pulling out of individual policies because they carry too much downside risk. They prefer large employer plans, where the only money being risked is that of the client company, not the insurer. Even if you start an individual health policy in good health, things inevitably go wrong and then the company is on the hook. Sure, they prefer younger, healthier folks as customers, but even they get cancer once in a while. Individual policies are not a money maker unless the market is so drastically tilted in the insurer’s favor that they can basically sell nominal “coverage” to healthy people.

This is why Medicaid is such a popular program. Even the GOP’s complaints about it all center on cost, not care. (They just see it as a cash cow.) Medicaid is not provided on market principles; neither is Medicare nor the veterans health program. No health insurance should be market-driven, because treating it like a commodity severely disadvantages poorer, older, and sicker people. Those categories apply to most everyone at some point in their lives. The only way to ensure that coverage will be there for all of us when we need it is single payer.

Last word: this Senate bill is sick; it is a tax cut scheme built on gutting Medicaid and pulling money from Medicare. And it will be back.

luv u,

jp

Nuclear option.

I’m undecided as to whether this is a great time to be a political writer or an abysmal one. There is so much going on every day of this new presidential administration, it’s enough to fill a months worth of posts. It’s hard not to return to the “drinking from a fire hose” cliche, frankly. Even so, I’ll take a whack at some of what happened this week in my wobbly, amateurish way and we’ll see where we end up.

Russia and Germany. Trump’s visit with German Chancellor Angela Merkel was odd and awkward. She had that kind of hostage video look, sitting there with Herr Mr. Hair, asking for a handshake and being rebuffed by the new leader of the “free” world. If she isn’t uneasy about this president, I don’t know what it would take; just listening to the press conference exchanges between Trump and the German press is enough to convince anyone that the man needs professional help. And the rebuff over the handshake will only feed the notion that he is a man who will say or do nothing to offend one V. Putin.

Mr. not-so-nice guyThat’s the stuff conspiracy theories are made of. So … why does he keep fucking doing it? If there turns out to be no serious collusion between Trump’s people and the Russian government, his administration is the most productive conspiratorial smoke machine ever constructed. Major administration advisors had conversations with Russian officials during and after the campaign, lied about it, then fessed up when the lie was exposed. If it’s above board, why don’t they just effing say so? I don’t get it.

Blind Justice. Gorsuch took the stand in his confirmation hearings this week in the U.S. Senate. Big charm offensive, though it’s obvious where he’s coming from both judicially and politically. Still, I count myself among the number who simply oppose Gorsuch because he was nominated by Trump. It they blow up the filibuster, fine … there’s no saving it for later. If when you use it you lose it, then it doesn’t really exist anyway.

It appears as though the Democrats are leaning towards this strategy, based on what Schumer and others are saying. Some of the Democratic senators, like Franken and Whitehouse, delivered some very strong criticism not only of Gorsuch but of the entire right-wing judicial and broader political agenda, so that’s all to the good.

The health insurance went down in flames, so I’ll return to that next week. My guess is that, AHCA or no AHCA, the GOP congress and Trump Administration will do everything in their power to crash the ACA through deregulation, funding cuts, and more. This fight will continue.

luv u,

jp

For the people.

I live in New York’s 22nd Congressional district, a sprawling, largely rural riding that stretches from the Pennsylvania border to just a stone’s throw from Lake Ontario. On the map, it looks a bit like the silhouette of someone in a Klansman get-up standing on a soapbox with his/her arms out stretched, crucifixion style. In reality, it’s a lot less dramatic than that, though through the decades I have seen more than a small number of confederate flags stuck to bumpers (and one full-size battle flag waving at me from the back of a pickup truck just a few months back). Cook has us as an R+3 district, meaning strong lean-Republican – NY22 went for Trump 55-39% in 2016, which is pretty lopsided even for us, though it suggests a solid 6% independent vote.

Who's intimidating whom?Our current Congress member, Claudia Tenney, won a three-way race with about 47% last Fall. Since her election, she has been a little hard to pin down. It took some weeks to open a district office in the Utica area – she blamed this on the bureaucracy, of course. Up until this week, Tenney has been knocking down any suggestion of holding a town hall-style meeting in the district, having seen what’s been happening to her colleagues. Her big announcement this past Wednesday was that she would call a town hall, though no announced date. Also, she says she’s been receiving threats. Well, welcome to being famous, Claudia. Anyone who raises their head above obscurity in this culture gets threatening emails, Tweets, posts, etc.

Like her colleagues in the House, she does not want to answer directly to constituents for the policies she has supported or plans to support, particularly the repeal of the Affordable Care Act (or “Obamacare”). When you hold one of these town halls, it’s hard to maintain the fiction that you actually care about what happens to people. And it is plainly that – a fiction. This whole “repeal and replace” line is their way of finessing a very harsh reality; namely that they are taking votes that will result in the loss of coverage for millions of Americans. I don’t just mean people who will be thrown off of their health insurance – I also mean people who will be subscribed to something that’s called “health insurance” but that, in fact, doesn’t cover anything. I had a policy like that, long before the ACA, and it was pretty awful.

Let’s face it: Tenney and her GOP colleagues only see the ACA as a political tool. Flawed as it is, it has, in fact, saved lives, and should be improved upon, not scrapped. If Tenney wants to do something for the people who sent her to Washington, she can start by concentrating on that.

luv u,

jp

New year, old story.

Hope you’re all rested and fully recuperated from your holiday festivities. Looks like we have some heavy lifting to do, and it’s not clear to me that we’re going to get a lot of help from the institutional Democratic party. The fact is, we are going to have to push them to do the right thing at least as hard as we push the Republicans (a.k.a. our one-party state) not to do the wrong thing. Nothing new, right? Any time anything useful gets done in America, it’s because there’s an army of activists locking arms and pushing it forward. Progress doesn’t arrive in a sedan chair, eating sweetmeats; it’s dragged kicking and screaming every inch of the way. That’s what we’re looking at, once again, as we work to preserve the remnants of our social safety net, keep ourselves out of devastating overseas conflicts, and protect the most vulnerable among us.

Um ... are you ready?The challenge this time around is being able to move fast enough to make a difference. The GOP-run Congress is going to ram a stack of legislation through over the next few weeks that will disable the ACA (so called “Obamacare”), cut back or restructure (privatize) Medicare and Medicaid, cut Social Security (perhaps privatize as well), and more. We need real-time information on specific legislation that’s being proposed, voted on, etc. Sourcing that will be crucial. We also need to organize on a local, Congressional district level, to apply pressure where it will have the greatest impact.

Some of the organizing work appears to already be in motion, at least as far as setting a template for activists to follow. There’s this new group called Indivisible (http://www.indivisibleguide.com/) that has assembled a kind of activist cookbook for lobbying individual representatives. The group that grew out of the Sanders campaign – Our Revolution – is also pulling some of this together, as well as more longstanding groups like MoveOn.org. I think that part of it is taking shape, but the information component is still a little sketchy. If anyone has any insights on how to get timely, detailed information on pending legislation, let me know (use the comments field on this post).

I hope to work with some neighbors on lobbying our new tea party Congressperson (most reactionary representative we’ve had in my lifetime, I believe). I strongly suggest you do the same. Start today. Aloha.

luv u,

jp

It’s the waving, not the flag.

The stars and bars are coming down all across the old south. High time, in my humble opinion. This does, however, represent a kind of gallows conversion on the part of many of the region’s politicians who capitalized on this symbol of their racist past throughout their noxious careers. Now they’re climbing over each other in a scramble to be out front on the flag issue. The political calculus has shifted with respect to the battle flag of the confederacy, and political leaders see the loss of this symbol as an opportunity to gain some easy points. No policy changes – just remove the flag and we’re all good, right?

Lose the flag; keep the dogwhistleIt’s vintage American political theater, kind of like the ubiquitous flag pin. (Pin on, hero! Pin off, traitor!) We are so obsessed with symbolism that we invariably miss the fundamentals. Reverend Barber was talking about this over the last few days, countering a lot of the happy talk about everyone coming together and pulling down that offending flag. Seriously, when I watched Nikki Haley making her dramatic announcement, all I could think of was the thousands of working families in South Carolina – many of whom are African-Americans – who could benefit from Medicaid expansion under the ACA, if only she and her party would allow it. Sure – symbols mean something to those who have suffered under them. That’s reason enough to pull the stars and bars down. But let’s not stop there.

King V. Burwell – The ACA (“Obamacare”), not to mention a large sector of our economy, is still alive, thanks to the Supreme Court. Further evidence that John Roberts, while a full-blown corporatist and a tremendous dick, does not like to throw the card table over or set the house on fire. Killing the subsidies for coverage would have punished working class to middle class folks. Meanwhile, all of those people in Republican led states just above the poverty line (but too poor to go to the exchanges) have to go without. So good news for some of us. But again … more work to do.

luv u,

jp

To care and care not.

The Affordable Care Act went before the Supreme Court again this week, subject to a suit by a Koch brothers-funded right wing organization. The point of contention this time is some wording in the bill that suggests, in isolation from the rest of the bill, that only States can establish exchanges, thereby calling into question federal subsidies for coverage obtained through the federal exchange. Of course, the bill was structured to allow for the States to opt for having the feds set up an exchange if they choose not to do so. Badly drafted? Perhaps. But any bill the size of the ACA is bound to be full of technical errors, contradictions, etc.

Will they crash the clown car? Time will tell.Now, technical issues like this have historically been corrected by an act of Congress. This was the case with many major pieces of legislation, such as Medicare. But because our Congress is ideologically driven and dysfunctional in the extreme, this is not even a remote possibility. So it is left to the courts, thanks to the determination of many on the right to hobble and destroy the ACA, as well as many thousands of families who depend upon it. It’s manifestly obvious that disallowing subsidized coverage through the federal exchange will dramatically drive up the cost of health insurance in the affected States, crashing the system and throwing 9 million subscribers into chaos. Just as bad, it will initiate a death spiral of rising rates and canceled policies that will affect many millions more.

So what will it be? Will the Supreme Court knowingly throw the country into chaos? Remains to be seen. It just amazes me the extent to which the Republicans will undermine so quintessentially a conservative idea as the ACA – a market-based solution if ever there was one – just to get the better of this very middle-of-the-road president. They are willing to throw the economy under the bus at every turn. They could bury this problem with a very simple piece of legislation, but that will never happen. The ACA is a point of obsession for them, like Benghazi – it’s a talisman for Obama, and as such, it must be whacked repeatedly.

Lord knows, I loathe defending the ACA. But it’s the law of the land, duly passed and signed, and letting it implode will affect many, many lives.

Netanyahu. Just want to briefly acknowledge the utter stupidity of Netanyahu’s address to Congress. Personally, I think he was more convincing with the cartoon bomb.

luv u,

jp

Crapucopea.

Not sure what to concentrate on this week for my rant, so I’ll break it up into bits.

Ukraine drama. I have heard endless reports on NPR and NBC about the Russian flag being raised above the Crimean capital and how much this is becoming like the bad old days of the Cold War. Much, too, has been made of Russian military exercises near the border of Ukraine, termed by the media as “provocative” – a word they no doubt borrowed from McCain or some other favored pol. Just rewind to their last reports about Korea and our planned military exercises there – did they use the same modifier? Didn’t think so. Not provocative in any wayThat potentially catastrophic confrontation-in-waiting apparently can withstand mock-invasions of North Korea and simulated bombing runs without being “provocative”. So, why are the Russian exercises any worse? If there’s a return to Cold War mentality, it’s on the part of our corporate media. (Most of our politicians have never left that particular ideological space.)

Arizona anti-gay bill. This notion of religious freedom, based on the dodgy concept of “who would Jesus refuse to serve,” is obviously based on a very skewed interpretation of Christian values – namely, tolerate no one different from you. That Jan Brewer vetoed it is no surprise. Why did it take her several days? Because the attention of the nation was on her for that stretch of time, and she was happy to bask in it – an art form the senior senator from her state has perfected over his decades in office.

Jobs and health. I’ve heard a number of reports about the CBO estimate of potential job losses related to the Affordable Care Act. These are mainly attributed to people who work specifically for a job related health care benefit choosing to opt out of the workforce. One economist / commentator I heard this morning suggested this might be a drag on the economy. But what, after all, is the economy? Is it metrics on productivity … or is it how well individuals are doing? When someone leaves a job they really don’t want, doesn’t that open a position for someone else? Should we really be chaining people to work and holding them hostage for the sake of health insurance coverage?

I think not.

luv u,

jp

Lies, etc.

The airwaves are thick with heated commentary on how President Obama overstated the simplicity of his signature health insurance legislation, popularly known as Obamacare. “If you like your health care plan, you can keep it,” was how the refrain went throughout his first term. It was an unqualified statement and, indeed, an emotionally potent oversimplification of the type we see in political rhetoric, I don’t know … how about all the time?

Right, so, he lied in the sense that what he said was not accurate for 100% of the people who have health insurance, 100% of the time. It is, however, accurate for about 95% of the people 100% of the time, and for the other 5%, only some of the time. If you have a super crappy individual health insurance plan with an enormous deductible and you signed onto Who lied about Obamacare? Seriously?it before implementation of the Affordable Care Act, sure, you can keep that dog – it’s grandfathered in. The insurance companies simply can’t continue selling those policies now that the law is in effect because – and this is important – THEY SUCK TOO BADLY, and because of that, they do not comply with the law.

To hear t.v. commentators of nearly every stripe talk about this, you would think individual life insurance is some kind of Eden from which subscribers are being exiled by pitchfork-wielding devils. Let me tell you, I spent many years in the private insurance market. I had a plan with Mutual of Omaha and one with Excellus BlueCross BlueShield. Mutual of Omaha paid for exactly nothing; the money went one way, from me to them. BCBS was mostly BS – I had a high deductible, as did my wife. I remember once going to my doctor because of a persistent cough, having to get some blood work, and being declared well. That cost me $500 (in 2005). My wife had an emergency room visit that came to $2,000. (She was fine, also.)

My point? Jon Stewart made it best. The people who are yelling “liar!” the loudest are the same ones that have been telling ridiculous lies about the ACA since its passage. In the liars hall of fame, Obama’s “never” clause ranks far behind “death panels” and not even in the same league as “Saddam Hussein has weapons of mass destruction.”

luv u,

jp